Make lending faster, smarter, and more transparent for both your team and your customers. Captiv’s digital lending solutions automate key stages of the loan lifecycle—from application to portfolio management—so you can focus on growth, not paperwork. Say goodbye to manual processes, reduce errors, and deliver exceptional borrower experiences that build trust and loyalty.
Designed for Change and Growth
Digital lending, simplified
Captiv provides comprehensive end-to-end solutions to automate and streamline loan origination and management, dramatically reducing processing times while minimizing manual effort and compliance risks. Your teams gain real-time control and visibility across the entire lending workflow, while customers enjoy a seamless, modern digital experience.
- Reduce dependence on manual checks and paper-based workflows
- Improve turnaround times from application to disbursement
- Standardize processes to ensure consistency and regulatory compliance
Digital Loan Applications & Onboarding
Seamless onboarding, enhanced customer experience
Captiv’s platform transforms loan applications into a fully digital journey. Customers can apply for loans anytime, anywhere, using intuitive web or mobile interfaces that drastically reduce drop-offs and the need for branch visits.
Digital applications that eliminate physical forms and in-branch dependency
Guided, user-friendly journeys that reduce application abandonment
Faster data capture and validation for accurate customer information
Automated Loan Processing & Decisioning
Faster decisions, reduced risk, optimized workflows.
Automate your core lending workflows from application to approval and disbursement. Captiv streamlines verification, scoring, validation, and approvals with configurable rules and models.
Data & Document Verification
Automatically verify customer data and uploaded documents.
Credit Scoring & Rules
Apply configurable risk models and policy rules consistently.
Smart Approval Routing
Route cases to the right approvers based on amount, risk, or product.
Comprehensive Loan Portfolio Management
Proactive management, optimized portfolio performance.
Gain full visibility into your loan book with real-time monitoring and reporting. Captiv’s tools help you manage performance, collections, and compliance in one place, so teams stay ahead of risk and maintain portfolio health.
- Dashboards and reports to track portfolio health and key metrics
- Early-warning indicators to detect potential issues sooner
- Streamlined collections and compliance-ready documentation
What You Gain with Captiv
Operational Efficiency
Shorter TAT, fewer manual touchpoints, lower processing cost.
Better Customer Experience
Simpler journeys, faster decisions, transparent communication.
Stronger Risk & Compliance
Consistent decisions, complete audit trails, configurable rules.
Transform Your Lending Operations.
Whether you are modernizing existing lending products or launching new ones, Captiv helps you design, automate, and scale digital lending with confidence.
